answer:1. What book are you currently reading? 2. Do you have a favorite author or genre? 3. What's the last book you read that you really enjoyed? 4. Are there any books that you've been meaning to read but just haven't gotten around to yet? 5. Have you read any good books lately that you would recommend? 6. Are you a fan of physical books or do you prefer e-books? 7. Have you ever read a book that had a profound impact on you? 8. Are there any books that you've read multiple times? 9. Do you use a bookmark or just remember where you left off? 10. Have you ever participated in a book club?

answer:Agnosticism is the belief that the existence of God or any ultimate reality is unknown or unknowable. Atheism is the disbelief in the existence of God or any deities. While agnostics believe that it is impossible to know whether or not God exists, atheists outright reject the concept of God or any divine power.

answer:Create a realistic monthly budget by calculating your income and expenses, prioritize necessities over wants, track your spending, and adjust as necessary.

answer:A credit card allows the cardholder to borrow money from a financial institution with the expectation that the balance will be paid back with interest. This means that the cardholder can spend money they don't have, up to a certain credit limit. The cardholder will receive a bill each month and will be required to make a minimum payment, although paying the full balance is recommended to avoid interest charges. A debit card, on the other hand, allows the cardholder to spend only the money that is currently available in their bank account. Transactions made with a debit card are immediately deducted from the account balance, and there is no borrowing involved. A debit card is typically linked directly to a checking account, although some may allow for overdraft protection, in which case the account may be able to have a negative balance up to a certain limit.